发明名称 Method and system for secured transactions over a wireless network
摘要 A method and system are disclosed for booking and paying a retailer having a POS, which can be a low cost thin client computer system, connected to a transaction server storing confidential user information including a retailer identification, a user code and a user wireless device phone number, said method comprising the steps of receiving at the transaction server, from the user wireless device which can be a common cellphone, an SMS containing a retailer identification, reading at the transaction server the phone number of the wireless device communicated by the carrier transporting the SMS, authentifying said phone number and retailer identification with the stored confidential user information and sending the user confidential information to the retailer POS, the user entering on the POS the user code and the POS reading and authentifying the user code with the user confidential information received from the transaction server, the retailer entering the payment information on the POS and sending it with user information to the transaction server.
申请公布号 US2004267618(A1) 申请公布日期 2004.12.30
申请号 US20030676346 申请日期 2003.09.29
申请人 INTERNATIONAL BUSINESS MACHINES CORPORATION 发明人 JUDICIBUS DARIO DE;LEOPARDI SANDRO;MODEO LEONARDO;PERGOLA NICOLA
分类号 G06Q20/00;G07F7/10;(IPC1-7):G06F17/60 主分类号 G06Q20/00
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