PAYMENT METHOD FROM ACCOUNT OF CUSTOMER HAVING MOBILE TERMINAL AND CUSTOMER CERTIFICATION NETWORK

摘要

PURPOSE: A payment method from an account of a customer having a mobile terminal and a customer certification network are provided to prevent illegal use of a credit card on the Internet and retail transactions by making the customer offer no account item such as a card number and expiration, and offer the quick, convenient, paperless, and sate customer certification. CONSTITUTION: A mobile number of the customer is provided to the certification network. The certification network obtains an account indicator and a customer ID indicator related to a mobile terminal user by examining a database relating the mobile number to the account indicator and a customer ID indicator with use of the mobile number. A call connection is fixed between the certification network and the mobile terminal. The mobile terminal transmits the customer ID indicator to the certification network. The certification network checks that the received customer ID indicator is identical with expectation from database examination. In case of agreement, payment is advanced by ordering that the customer is reliable.