Aggregation of credit facilities

摘要

The present invention provides a method of credit aggregation in an arrangement including a borrower, a plurality of credit suppliers, and a credit aggregator, the method including the steps of: determining a borrower's credit requirements; assessing offers of credit from the credit suppliers to determine a suitable combination of credit offers to meet the needs of the borrower; the credit aggregator entering into at least one agreement with the borrower to provide the suitable combination of offers; the credit aggregator entering into separate agreements with each of the credit suppliers in relation to the relevant parts of each offer to supply credit to the borrower; wherein the arrangement of credit facilities are supplied by the credit suppliers to the borrower without the borrower entering into an agreement with the individual credit suppliers.