Computer automated electronic small change harvesting method

摘要

This invention provides for method 10 of automatically harvesting a monetary donation during a financial transaction. The method 10 includes the steps of electronically registering 12 tender received from a transacting party which tender is offered as payment for goods and/or services; automatically and electronically determining 14 whether or not the tendered amount exceeds the total amount 16 required for the purchase of the goods and/or services; automatically and without approval from the transacting party increasing 20 the total amount of the transaction with a predetermined amount if the tendered amount exceeds the total amount 16 required so that the predetermined amount is equal or less than the difference between the total amount and the tendered amount; and automatically and electronically allocating 22 the predetermined amount to a collecting party 24 if the transacting party does not disagree to the automatic increase of the total amount with the predetermined amount. The invention further provides for an accompanying system.