Method and system for providing a combination of life insurance through time of need

摘要

A unique approach to the funeral industry includes the packaging of life insurance with customer services to be continuously provided from the time of enrollment through time of need. This invention includes a central services provider that makes continuously available to a customer who has obtained life insurance consultation services for the purpose of arranging with a customer a funeral plan. The customer services provider provides internet access to a website or other internet-based address to provide for electronic enrollment both for insurance and funeral planning. Such internet access or website is linked to competitive pricing databases and/or customer satisfaction databases, which are electronically available through the website or otherwise to customer members. Funeral plans are stored in an electronic data vault and made available upon need, with the central services provider providing consultation to the customer's family at the time of need to finalize a funeral plan for implementation at a particular funeral home. The system of this invention includes an internet access site coupled to databases containing information on life insurance and information on competitively priced funeral products and services offered independently of association with any particular funeral home.