METHODS AND APPARATUS FOR CONDUCTING ELECTRONIC TRANSACTIONS

摘要

A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user (110) is provided with an intelligent token (202), such as a smartcard containing a digital certificate. The intelligent token suitably authenticates with a server on a network (130) that conducts all or portions of the transaction on behalf of the user. In various embodiments a wallet server (140) interacts with a security server (130) to provide enhanced reliability and confidence in the transaction. In various embodiments, the wallet server includes a toolbar (502). In various embodiments, the digital wallet pre-fills forms. Forms may be pre-filled using an auto-remember component.