| 摘要 |
<P>PROBLEM TO BE SOLVED: To complete account transfers or the like in advance by making account transfers concurrently with daytime online transactions. <P>SOLUTION: A computing means processes reception requests and payment requests as postdated in advance, and records a postdated balance independently of the current balance. After the postdated time, the previously recorded balance is used. When an online transaction is done after the postdated balance has been recorded, the transacted amount is added to or subtracted from the postdated balance to update the postdated balance. By using the postdated balance, transactions that have been done by conventional batch transactions such as account transfers are done concurrently with online transactions during the daytime. <P>COPYRIGHT: (C)2004,JPO&NCIPI |
