SYSTEM AND METHOD FOR VERIFYING USER IDENTITY

摘要

The present invention is decision supporting systems and methods for authenticating users' requests which may be used to prevent the processing of fraudulent secure procedures. The system and method verifies user identity by verifying the user presence at the place of transaction. Specifically, the present invention may help evaluate the authenticity of users' requests at the time of a transaction approval by comparing the location of the transaction request with the location of a wireless network entity associated with an authorized user. According to the present invention the geographic location of a mobile network device, which is known to be carried by the user, is compared with the geographic location from which the request is initiated. The mobile network device may be, for example, a cellular phone, PDA, laptop or a designated device. The request may include financial transactions, physical or electronic access requests and the like.