| 摘要 |
A secure network transaction system obtains a user-authorized genetic term, and transacts an online service according to a genetically-based user medical or other risk determined therefrom. An insurance policy, promotional offer, or other service may dynamically address a genetically-based condition. A risk profile may be calculated according to actuarial statistics, genetics and/or heredity using non-discriminatory rules specified for users in temporal or jurisdictional groups. User transactions are modifiable according to genetically-based risk increase or decrease. Data is securely processed, modulated, and stored by a network server for remote access and transaction using a secure network client device. |
