摘要 |
<p><P>PROBLEM TO BE SOLVED: To provide an insurance, for which the risk is subdivided based on a behavioral pattern of each individual and personal information, to a customer. <P>SOLUTION: A personal terminal 10 stores the personal information of a user 30 in a readable state from a gate device 20, the gate device 20 reads the personal information of the user 30 stored by the personal terminal 10 according to detection of intrusion of the user 30 to a specified area 40 and transmits it with area information indicating the specified area 40 to an insurance presentation server 50, and the insurance presentation server 50 decides a sort of the insurance and insurance fee, which targets the user in the area for compensation, based on the area information and the personal information received from the gate device 20, then transmits the decided sort and the insurance fee to at least either the gate device 20 or the personal terminal 10. <P>COPYRIGHT: (C)2004,JPO&NCIPI</p> |