| 摘要 |
PURPOSE: A system and a method for a loan service are provided to maximize the convenience for using a loan or repaying the principal/interest by allowing the repayment before a loan term without a fee, and preventing arrears as adding the interest to the principal within a repayment amount range if the interest payment is delayed. CONSTITUTION: A customer client(10) receives a loan request from a customer and outputs the loan information to the customer. A loan management server(20) offers the loan service for allowing the repayment before the loan term without the fee, and preventing arrears as adding the interest to the principal within the repayment amount range if the interest payment is delayed. The loan management server comprises a loan control module(40) controlling entire system by generating a loan command matched with the loan request, a loan module(30) generating a loan processing request depending on the loan request, a loan processing module(50) processing the loan depending on the loan processing request, and a loan database module(60) storing the loan information. |
