摘要 |
PURPOSE: A system for managing credit is provided to automate a credit collection business of a credit institution, and reduce a business/cost load of the credit institution and enhance a credit collection ratio by vicariously executing the credit collection business of the credit institution. CONSTITUTION: A credit information searcher(110) searches the credit information for each customer from a customer information database(140). A reminder information generator(120) generates the credit payment reminder information for each customer depending on the searched credit information. A reminder information processor(130) processes/transmits the credit payment reminder information to each customer and stores the transmission result information. A customer information receiver(150) receives the customer information including the credit information from a server(200) of other credit institutions. A customer information processor(160) updates the customer information database by storing the received customer information. A transmission result information transmitter(170) transmits a transmission result to the server of the credit institutions. |