| 摘要 |
PURPOSE: A system and a method for managing a loan interest linked with a deposit based on an online network are provided to reduce the loan interest of a customer to a proper level by properly evaluating a deposit result of the customer depending on a rule and automatically calculating the loan interface depending on the deposit result. CONSTITUTION: It is judged that a loan interest collecting date is reached(S202). In case that the loan interest collecting date is reached, the original loan interest information and the offset loan interest information are calculated by extracting/using the original loan interest calculation source information and the offset loan interest calculation source information related to a loan account(S207). The real loan interest is calculated by calculating an original loan interest and an offset loan interest written in an original loan interest and an offset loan interest(S208). The loan interest reduced as much as the offset interest is collected by informing a server managing the loan account of the real loan interest information(S209).
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