Method for carrying out payments using a communications network

摘要

The system (ZS) for processing financial transactions, over a telecommunications network (TKN), has a financial payment computer (Z-FR) and a payment notification transmitter (ZS-N1). The transactions are sent using data (PP) including the payer and payee identities, amount and the payment method, which are checked and validated. After validation, the respective accounts are debited and credited according to the instructions.