| 摘要 |
PURPOSE: A system and a method for operating the financial goods combined with insurance are provided to guarantee an investment loss price as well as the remaining accumulated money if a subscriber subscribing for the accumulation typed financial goods dies before expiration or loses a working power due to an injury. CONSTITUTION: A security company server(110) manages the customer information including a subscription period and the accumulation price of each customer subscribed for the accumulation typed financial goods, and calculates a day-based guarantee price and an estimated premium based on a standard price for each day, customer, and goods received from an operating server. An insurance company server(120) settles the premium, calculates the insurance based on the standard price of the accumulation typed insurance goods of the subscriber when an insurance payment condition is satisfied, and calculates the insurance paid to the customer satisfying the insurance payment condition based the standard insurance price and the insurance calculation standard. |
