| 摘要 |
The invention is a system and a method for carrying out payment transactions, the system comprising a financing party (F) financing goods or services, a bank (12) handling the financing party's bank account (12F), a user (U) purchasing the piece of goods or service, and a POS terminal (11) for carrying out the purchase. According to the invention, the user (U) is furnished with a co-branded credit card (13) issued for a bank account (12F) of the financing party (F), and the amount to be paid to the financing party (F) on the basis of purchasing the piece of goods or the service is transferred to the financing party (F) by using the credit card (13) at the POS terminal (11) set to refund mode. |
