| 摘要 |
An insured warranty system 2 for performing processing by using a computer, wherein a part or all of insurance premiums paid to a guaranty company 6 by a client 3 who got a loan from a financial company 4 is paid to a nonlife insurance company 8 as insurance money by said guaranty company 6; when said client 3 becomes unable to work for more than one month and not more than seven months, a monthly repayment amount by the client 3 to the financial company 4 during the period of being unable to work is paid by said nonlife insurance company 8 as insurance money in accordance with a period obtained by subtracting one month of an exceptional period from the actual period of being unable to work; when said client 3 is unable to work for more than seven months, said guaranty company 6 pays as guarantee a remaining repayment amount until the end of the period of being unable to work after exceeding the seven months, besides payments by said nonlife insurance institution 8. According to the invention, a consumer (client) can borrow money with a sense of security and obtain full security, and a financial institution can save expenses on collecting operations and prevent loans from becoming nonperforming.
|
