TRANSACTION PROCESSING SYSTEM

摘要

This invention provides a transaction processing system (10) which includes a first network interface (12) connectable to a mobile communications network (20). The interface (12) is configured to receive a data message request originating from a telecommunications data message sent by a requester from a mobile telephone (28). The data message request contains transaction information uniquely identifying the requester. The system (10) also includes a host database (14) containing confidential information of requesters. The confidential information of each requester is indexed with at least some of the information contained in a data message request. The system further includes a processor (18) operable to receive the data message request via the interface (12); to retrieve confidential information of the requester by use of the uniquely identifiable requester information; to obtain verification that a monetary transfer between the requester and a recipient of the monetary transfer will be or has been carried out in relation to the transaction; and to transmit a confirmation of transaction message via the interface (12).