摘要 |
<P>PROBLEM TO BE SOLVED: To enable small amount settlement by combining a plurality of types of electronic money by different issuers. <P>SOLUTION: A user management part 22 of a store server 20 registers attribute information from a user of a user terminal 12 in a user information database 231, and information on each type of usable electronic money possessed in a user-specific balance database 232. Upon a request for merchandise purchase from the user terminal 12, after user authentication by the user management part 221, a bill settlement management part 222 checks balances in electronic money issuer servers 11a to 11c. In order of payment priority determined according to results of balance checks, all or part of prepaid electronic money is sequentially appropriated as a corresponding payment for the merchandise price. <P>COPYRIGHT: (C)2004,JPO |