| 摘要 |
A system and method for evaluating the creditworthiness of an account holder of a credit account by determining at least once a day whether a first data set relating to the creditworthiness has been received from a credit reporting organization (104), determining whether a second data set relating to transaction activity of the credit account has been received (124), receiving from a credit reporting organization a third data set relating to the creditworthiness of the account holder (104), receiving a fourth data set relating to the historical activity of the credit account (122), and using all data set to determine a measure of creditworthness. |
