FINANCIAL BUSINESS SERVICE USING MOBILE COMMUNICATION TERMINAL

摘要

PURPOSE: A financial business service using a mobile communication terminal is provided to scan 1D(Dimension) or 2D barcode on a mono or a color screen in order to reduce security risk and process a high price settlement with the mobile communication terminal. CONSTITUTION: A user requests an electronic settlement service using the mobile communication terminal(110). A mobile communication company confirms user certification and member shop(120). The mobile communication company generates/transmits the encrypted 2D barcode of the information for the electronic settlement to the mobile communication terminal(130). The barcode displayed on the mobile communication terminal is inputted through a barcode scanner of the member store(140). The price settlement, a credit loan, and a cash service are provided to the user by using the scanned barcode(150). The user inquires the transaction particulars, and the mobile communication company sends the use particulars and a bill(160).