On-line payment transaction processing method involves sending payment card details and payment authorization request to authorization host that may forward authorization confirmation to merchant

摘要

The method entails providing a card holder access to a network (3) when a card holder request has been authenticated. When a payment request is received from the card holder, payment card details are retrieved from a card holder card information payment store (101) and payment authorization request is submitted to an authorization host (7) that may forward a confirmation of authorization to the merchant. An independent claim is also included for a system for processing an on-line payment transaction.