发明名称 |
Micropayment financial transaction process utilizing wireless network processing |
摘要 |
A MicroAdapter device enables payment transactions to be effected through a purchaser's personal trusted device (PTD) without relying upon tokens or prepayment cards. In one embodiment, the MicroAdapter includes a transceiver configured to receive a purchase signal from the PTD including order and payment information. In response, the MicroAdapter communicates via wireless telephony with a transaction authorizer to receive authorization for effectuating the purchase transaction. The MicroAdapter may be particularly suited to effectuate micropayment transactions authorized by a Billing On Behalf of Others (BOBO) program administered through a wireless carrier/ISP or third party.
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申请公布号 |
US2004029569(A1) |
申请公布日期 |
2004.02.12 |
申请号 |
US20020323593 |
申请日期 |
2002.12.18 |
申请人 |
VIVOTECH, INC. |
发明人 |
KHAN MOHAMMAD A.;FERNANDES JORGE M.;BROWN KERRY D. |
分类号 |
G06Q20/00;G07F7/08;G07F7/10;(IPC1-7):H04M11/00 |
主分类号 |
G06Q20/00 |
代理机构 |
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