发明名称 |
PAYMENT INSTRUMENT AUTHORIZATION TECHNIQUE |
摘要 |
<p>A method is provided for protecting a payment instrument in non-face-to-face transactions. The payment instrument is issued by an issuing entity and associated with an authorized instrument holder. The authorized instrument holder is subject to authentication by a trusted third party with whom the payment instrument holder has previously registered. The method includes: the authorized instrument holder communicating with the issuing entity to block, on a default basis, authorization of the payment instrument for non-face-to-face transactions unless authorized to unblock the payment instrument by the trusted third party; prior to a non-face-to-face transaction, the authorized instrument holder communicating with the trusted third party to subject him or herself to authentication and to request that the payment instrument be unblocked; and the trusted third party authenticating the authorized instrument holder, and if the authentication result is positive, communicating with the issuing entity to request unblocking of the payment instrument.</p> |
申请公布号 |
EP1388135(A2) |
申请公布日期 |
2004.02.11 |
申请号 |
EP20020704664 |
申请日期 |
2002.01.22 |
申请人 |
CDCK FRANCE |
发明人 |
LAAGE, DOMINIC, P.;LAAGE, MARIA, T. |
分类号 |
G06Q20/02;G06Q20/04;G06Q20/08;G06Q20/12;G06Q20/34;G06Q20/36;G06Q20/38;G06Q20/40;G07F7/10;(IPC1-7):G07F19/00 |
主分类号 |
G06Q20/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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