摘要 |
The invention relates to a data processing system for electronic payment transfer, comprising a connection device, by means of which a data connection between a issuers data processing device (10) and an authorisation data processing device (14) can be generated. Further more an identification device (20) for the identification of the issuer with the authorisation data processing device (14) is provided. A display device for display of payment transfer form is connected to the issuer data processing device (10). The payment transfer form is transmitted to the issuer data processing device (10) after the check by the authorisation data processing device (14) and displayed on the display device. The issuer can now fill out the transfer form, insofar as not already done automatically and transfers the completed payment transfer form to the authorisation data processing device, optionally after a further identification. The above then checks and authorises the given data. A check of the liquidity of the issuer by connection to the issuers bank is particularly carried out. The payment transfer form with a payment guarantee is then transferred to a clearing bank (18). |