Telepayment method, system and gateway for implementing this method, use of the method

摘要

Payment is initiated by customer mobile phone or PC contacting a trader server. A trader payment interface contacts a bank payment server which uses a payment link to inform a network operator payment server. The operator's short message manager contacts the user and after a PIN has been used the payment link is again used to instruct bank payment : Independent claims are also included for the following (1) A payment system which uses a special link between a telecommunication operator payment server and a bank payment server as part of the communication between customer and trader (2) A link which consists of a network operator server adapted to data exchange with a customer terminal connected to a bank payment server adapted to data exchange with the trader terminal (3) Use of the payment system to debit accounts on purchase of goods or services.