METHOD OF FINANCIAL PAYMENT AND DEVICE FOR ITS REALIZING

摘要

The invention is applicable for payments between clients of a Communication Operator (CO) Network and between clients of at least two Communication Operators. Its ensures a financial payment between clients of a CO as a new, additional functional potentiality to the already developed system with settled down services by means of preliminary existing contract trustworthy payment interactions between the CO and its clients; also ensures in addition quick and secure amount transfers with low fees and with documentary primary accountant papers. The method is as follows: a client of CO, as orderer of a payment generates a request of payment regime with the telephone number of a client-recipient of the payment. After that is created a reverse (SMS) reply to the client-orderer of the payment with data about the financial identification of the recipient. The client-orderer fills the data in and gives a signal for its sending as a payment order. Automatic transfer between the both traditionally existing phone accounts of the both clients is realizing, information about payment is saving and SMS- confirmations is creating to the both participants in the transfer. The reports with the data for the transfer and the primarily accountant documents are issuing.The device is composed of entrance code-button "pay" connected via block addresses of clients with an access to a service "payment" and with a management block on payment regime.