Universal electronic payment system uses the existing infrastructure of e-banking and shop-systems, requiring only minimal expansion of interfaces by financial institutions and shops

摘要

The claim relates inter alia to all electronic and non-electronic payment systems based on the methods of the universal electronic payment system. The universal electronic payment system uses the existing infrastructure of the e-banking and shop-systems, requiring only minimal expansion of interfaces by financial institutions and shops. The claim relates to all electronic and non-electronic payment systems based on the methods of the universal electronic payment system, to all developments and extensions based on these methods, to all extensions of these methods, to all electronic and non-electronic apparatus, developments and extensions developed in accordance with and based on these methods and to all possible combination of these methods. The UEPS uses the existing infrastructure of the e-banking and shop-systems, requiring only minimal expansion of interfaces by financial institutions and shops.