Method and apparatus for exception based payment posting

摘要

A method of posting a payment from a payor comprises creating a payment record, identifying a set of charges to which the payment is applied to, comparing the set of charges to the payment record, and creating an exception record based on the payment record and the set of charges. Once a payment is posted a user is presented with an option to write-off the exception record. Alternatively, a user may also alter a set of charges applied to the account based on the exception record.