| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a financing management system, etc., which reduce operations of both a financing person and a financed person by enabling the contents of a financing contract to be modified by using an IVR. <P>SOLUTION: The system is equipped with the IVR 11, a database 13 which stores user information, an authenticating means 12 of authenticating a user by a user ID received through the IVR 11, a loan increase decision means 15 of deciding whether the limit amount of financing to the user can be increased according to user information stored in the database 13 and informing the user that the limit amount of the financing to the user can be increased when so, and a limit amount varying means 17 of varying the limit amount of the financing to the user in the database 12 at a loan increase request received from the user through the IVR 11. <P>COPYRIGHT: (C)2004,JPO |
