| 摘要 |
This invention is a system and method for determining the most advantageous life insurance policy between Individual Preferred Term (IPT) and Voluntary Group Term Life (VGTL) according to the VGTL terms and conditions and employee information. A set of computer readable instructions contained within the computer readable medium receives VGTL information from the target company, receives employee information representing each employees participating in the VGTL plan, contains IPT information representing IPT premiums and benefits, calculates premiums or benefits according to the VGTL information, calculates IPT premiums or benefits for at least one employee according to the employee information and the IPT information, compares premiums or benefits according to the VGTL information and the IPT information and, presenting the comparison so that the determination of whether the VGTL or the IPT plan is most beneficial to the employee.
|
