| 摘要 |
The invention provides systems and methods for determining preferred li fe mortality analyses. Mortality data is electronically synthesized from a plurality of insurance earners. A data engine (30) processes the mortality data and synthesizes benchmark data to present the analyses, preferably in graphical form such as a data cube (32). User inputs at remote computers (I6) provide access to secure data in the database (14); these inputs may request the analyses relative to one or more preferre d life risk scenarios, such as age, height, weight, gender, blood pressure, cholesterol, familial cancer history, familiar history of heart attack, familial history of stroke, smoke r or non-smoker status, and smoking history. The analyses may assist in assessing appropriat e monetary reserves for an insurance earner, and/or pricing for insurance products.</SD OAB> |
