| 摘要 |
There is provided a system and method for detecting incorrect merchant classification codes ("MCC's") (102, 200, 206), which includes creating a database of merchants and corresponding MCC's and establishing one or more payment card accounts. According to the method, a transaction with one of the payment card accounts is attempted with a merchant in the database (300). Next, the MCC transmitted in a transaction message (such as an authorization message) from the merchant is compared with the corresponding MCC for the merchant stored in the database (306). If the MCC's do not match, the MCC provided by the merchant is deemed incorrect (308) and appropriate action may be taken (such as notifying the acquirer to follow up with the merchant). |
