| 摘要 |
PURPOSE: A transfer redemption system for a mobile terminal user's purchase money and a method therefor are provided to make a financial settlement agency directly pay the purchase money of a mobile terminal user to an affiliated concern when the user makes a request for goods purchase at the affiliated concern with loaned money for goods purchase. CONSTITUTION: A transfer redemption system for a mobile terminal user's purchase money consists of a mobile service provider server(10), an affiliated concern server(20), a transfer redemption manager server(30), a financial settlement agency server(40), and a default guarantee manager server(50). The mobile service provider server(10) is managed by a mobile service provider. The affiliated concern server(20) agrees on transfer redemption with a transfer redemption manager for a mobile terminal user's purchase money. The transfer redemption manager server(30) is managed by the transfer redemption manager. The financial settlement agency server(40) is managed by a financial settlement agency that concludes an agreement with the transfer redemption manager. The default guarantee manager server(50) is managed by a default guarantee insurance company that concludes an agreement with the transfer redemption manager on default guarantee insurance. |
