METHOD FOR PROCESSING PLURAL PAYMENT SCHEMES BASED ON ELECTRONIC MONEY VIA MOBILE TERMINAL

摘要

PURPOSE: A plural payment schemes processing method is provided to enable a user to make an efficient and rapid transaction on a mobile terminal over the wireless internet. CONSTITUTION: The method comprises several steps. A user makes an account offered by a broker over the wireless internet while the user transmits personal data to the broker(S101). The user requests the broker to withdraw money from the account(S102), receives a payment authority from the broker(S103), and owns the payment authority(S104). An interactive authentication is performed between the user and a seller(S105), the user pays the seller(S106) and the seller offers a corresponding service or commodity to the user(S107). The seller requests the broker to make a payment for the service or the commodity(S108), receives an approval from the broker and receives the real money(S109).