METHOD AND SYSTEM OF SECURING A CREDIT CARD PAYMENT

摘要

The invention relates to a method of securing credit card transactions between a credit card holder (5) and a merchant (7), e.g. via a telecommunication network (9). The invention is characterised in that it comprises the following steps: the holder (5) informs a third party (6) of his/her intention to contact the merchant (7); the holder (5) contacts the merchant (7) through the intermediary of the third party; the third party (6) establishes a connection with the holder (5) and establishes a connection with the merchant (7); and the third party (6) manages the formation of temporary information, the inputting of said information into the order form and the relational linking of the temporary information with the card holder's actual bank information in order to check the different authorisations in relation to the banks for the acknowledgement of the order. The invention also relates to a system using said method.