发明名称 Account settlement and financing in an e-commerce environment
摘要 A system, method and article of manufacture are provided for account settlement utilizing a network. First, a buyer is allowed to select from a group of options in order to settle an account utilizing a network. The options include settling a minimum balance, partially settling, settling a full balance, and applying for an import loan on payment due date. The selected option is then received utilizing the network. Finance interest may then be booked against the buyer for an unpaid portion of the account if the selected option includes either settling a minimum balance or partially settling. If the selected option includes settling a full balance, the account may be reconciled. On the other hand, if the selected option includes applying for an import loan on payment due date, an import loan may be booked and a credit line may be transferred to a trade loan line.
申请公布号 US6629081(B1) 申请公布日期 2003.09.30
申请号 US19990470023 申请日期 1999.12.22
申请人 ACCENTURE LLP 发明人 CORNELIUS RICHARD D.;STEPNICZKA ANDREAS;CHU KEVIN
分类号 G06Q20/00;G06Q40/00;(IPC1-7):G06F17/60 主分类号 G06Q20/00
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