发明名称 |
System for summerizing information for insurance underwriting suitable for use by an automated system |
摘要 |
A system to structure and summarize the key information required by automated decision-making systems for insurance underwriting is described. The automated underwriting system may be based on rules corresponding to underwriting components, wherein based on the degree of satisfaction of each rule, a component may be assigned to a category, and based on the category for each component, the insurance application may be assigned an underwriting category, or the automated underwriting system may be based on an evaluation of the similarity of a given application to previous application requests, to decide an underwriting category. Most of the key information required for automated insurance underwriting is structured and standardized, except for the Attending Physician Statement (APS), which is almost as unique as each individual physician. The system to structure and summarize the APS information captures the relevant variables that characterize a given medical impairment, allowing an automated reasoning system to determine the degree of severity of such impairment and to estimate the underlying insurance risk.
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申请公布号 |
US2003177032(A1) |
申请公布日期 |
2003.09.18 |
申请号 |
US20020175419 |
申请日期 |
2002.06.20 |
申请人 |
BONISSONE PIERO PATRONE;MESSMER RICHARD PAUL;PATTERSON ANGELA NEFF;RUSSELL DIANE MARIE;DURHAM WILLIAM MICHAEL;YANG DAN;PAVESE MARC;COBURN DAVID HJALMAR;MOGRO-CAMPERO ANTONIO;MERCHENT VALERIE ANNETTE;ORLANDO JOHN ANTHONY |
发明人 |
BONISSONE PIERO PATRONE;MESSMER RICHARD PAUL;PATTERSON ANGELA NEFF;RUSSELL DIANE MARIE;DURHAM WILLIAM MICHAEL;YANG DAN;PAVESE MARC;COBURN DAVID HJALMAR;MOGRO-CAMPERO ANTONIO;MERCHENT VALERIE ANNETTE;ORLANDO JOHN ANTHONY |
分类号 |
G06F17/24;G06Q10/00;G06Q40/00;(IPC1-7):G06F17/60;G06N7/02;G06F9/44 |
主分类号 |
G06F17/24 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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