AN AUTHENTICATION SYSTEM

摘要

The present invention allows clients to authenticate consumers using a trusted authentication service provider. The system addresses the concerns of consumers and business organisations alike. The objective is to assure clients of the authentication service of the true identity of the consumer. The remote authentication service provider maintains consumer data to facilitate a fast authentication of the consumer on the basis of a consumer name and a unique consumer code. In a preferred system, the unique consumer code is a one-time password (OTP) generated by a hardware token held by the consumer. The remote authentication service provider confirms that any password generated by the token is valid.