SERVICE CONTRACT INFORMATION PROCESSOR, CONTRACT INFORMATION PROCESSING METHOD AND RECORDING MEDIUM

摘要

PROBLEM TO BE SOLVED: To provide an insurance contract support system for realizing an insurance policy that is attractive to both an insurance company and an applicant and supporting proper judgment of the insurance policy.

SOLUTION: An applicant with one or a plurality of types of general insurances with the payment amount of respective insurance premiums determined can inclusively contract for a reserve-type specified policy allowing reserve with a special interest rate together with a general policy. The interest rate is increased or on the contrary, is subjected to a penalty in accordance with fluctuations in the policy condition of the general policy. The policy conditions of the general policy and the reserve-type specified policy are recorded in a DB system 15 in each applicant. A main control part 11 calculates the total payment amount of insurance premiums of the applicant from the DB system 15 when the identification data of the applicant is inputted, increases the interest rate if the total payment amount is more than that before a fluctuation, and imposes a penalty to perform deduction from a refund if the total payment amount is less.

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