| 摘要 |
PURPOSE: A method for paying a small amount through a mobile phone using a credit card terminal is provided to enable a consumer who does not possess a credit card or cash to purchase a commodity using the mobile phone in a credit card member store. CONSTITUTION: A consumer(10) presents a mobile phone number and an identification card as a payment unit and requests a mobile phone payment using a credit card terminal connected to a system operating company(30) by wire/wireless(S1). A credit card member store(20) requests an approval of the consumer(10)(S2). The system operating company(30) transmits a confirmation request message to a mobile communication company(40)(S3). The mobile communication company(40) transmits a confirmation message including an approval number and money to the consumer(10)(S4). The consumer(10) presents the approval number to the credit card member store(20) and requests to confirm the approval, and the credit card member store(20) inputs the approval number in a credit authorization terminal(S5). The system operating company(30) compares the transaction approval number received from the credit card member store(20) with the transaction approval number issued in the system operating company(30)(S6). If the transaction approval number is normal, the transaction approval is transmitted to the credit authorization terminal(S7). The credit card member store(20) presents an output slip of the credit authorization terminal to the consumer(10)(S8). The system operating company(30) transmits transaction details to the mobile communication company(40) and requests a depositing(S9). The payment money is charged to the consumer(10)(S10). The consumer(10) pays the price with a mobile phone charge(S11). The mobile communication company(40) deposits the price received from the consumer(10) to an account of the credit card member store(20)(S12).
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