CUSTOMER IDENTIFICATION, LOYALTY AND MERCHANT PAYMENT GATEWAY SYSTEM

摘要

A method of handling electronic payments is provided. The method includes receiving an electronic payment request for a transaction from a user at a payment device (20), directing the payment request to a payment gateway (16), identifying and authenticating the user in the payment gateway (16), and routing the payment request to one of a number of payment networks (42, 44, 46, 48).