| 摘要 |
<p>A process to structure and summarize the key information in an automated decision making system for insurance underwriting. Based on the degree of satisfaction of each rule in a rule based underwriting system, a component may be assigned to a category (2200), and based on the category of each component (2200), the underwriting application may be assigned an underwriting category (2222). The underwriting category (2222) may also be determined by an evaluation (2224) of the similarity of a given application to previous application requests. Except for the Attending Physician Statement (APS), most of the key information is structured and standardized. The APS information captures the variables characterizing a given medical impairment, allowing the system to estimate underlying insurance risk.</p> |
