摘要 |
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit 400 targeting a projected balance of an account associated with the product 400 designating at least one premium band 400, generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product and calculating the premium schedule 900. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product 900. |