| 摘要 |
<p>Apparatus for performing a payment transaction, the apparatus including a mobile device having a telecommunications means, the telecommunications means including an antenna and a subscriber identity card for communication with the mobile device; the subscriber identity card being able to obtain account information of the customer from a smart card of the customer so that an amount for the payment transaction is debited to the smart card, the mobile device being able to use the telecommunications means to communicate with a terminal to effect the payment transaction to the terminal thereby crediting the amount to the terminal; there being no requirement for physical contact between the antenna and the terminal to effect the payment transaction. Also disclosed are methods of effecting a payment transaction at a point-of-sale terminal, and at a remote terminal.</p> |
