METHOD, SYSTEM, AND PROGRAM FOR EARLY REPAYMENT AND RECORDING MEDIUM

摘要

PROBLEM TO BE SOLVED: To meet clients' need for repaying debts in advance without going to banking organs when having some money to spare and banking organs' needs for reducing the burden to business for early repayment. SOLUTION: An early repayment system is provided with a means for storing information related to balances, a means for storing information related to an upper limit amount of money being a contract item preliminarily set by a client and information related to a desired balance, a means for comparing the balance with the desired balance in a scheduled date of early repayment preliminarily set by the client, a means for comparing a deducted amount obtained by subtracting the desired balance from the balance with the upper limit amount of money at least in the case of the balance exceeding the desired balance, and a means for taking the upper limit as the early repayment amount at least in the case of the deducted amount being larger than the upper limit amount and taking the deducted amount as the early repayment amount at least in the case of the deducted amount being smaller than the upper limit amount to perform the early repayment.