发明名称 LOAN CONTRACT SYSTEM AND LOAN CONTRACT METHOD
摘要 PROBLEM TO BE SOLVED: To provide a loan contract method enabling an application for a loan while being home or from the outside arbitrarily without going to a counter of a loan company to make a face-to-face application or operating an automatic contract machine. SOLUTION: A homepage of the loan operated by a server 11 is accessed from a personal computer 14 at home or a portable telephone 15 through the Internet 10 and the application is made. Then, information of the application is distributed from the server 11 to the loan company and the loan company performs an investigation for credit, calculates a financing limit and presents financing conditions. Thus, whether or not to conclude a contract is judged on the basis of the conditions. In the case that a contract is established, a financing amount is transferred to an account of a customer. Thus, the customer can withdraw the amount at an optional financial institution.
申请公布号 JP2003141358(A) 申请公布日期 2003.05.16
申请号 JP20010336881 申请日期 2001.11.01
申请人 TOKUYAMA RIYUUGEN 发明人 TOKUYAMA RIYUUGEN
分类号 G06Q10/00;G06Q20/10;G06Q40/00;G06Q40/02;G06Q40/04;G06Q50/00 主分类号 G06Q10/00
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