摘要 |
The invention concerns a method and a device for making secure a payment operation carried out for remote purchase of goods and/or services on a digital data communication network, by a user of said network, called client (3), said client being provided with a permanent personal identification code enabling to carry out cash transfers. The invention is characterized in that it consists in: storing, in association with said identification code, at least an authorization code, particular to said client and valid for a limited number of payment operations, in one or more so-called identification files, provided at centralized processing means (8), prior to the purchase; and upon purchasing, transmitting said authorization code via said network, communicating it to said centralized processing means and using said identification file(s) of said centralized processing means to update said identification code associated with said authorization code and to enable a cash transfer.
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