发明名称 System, methods and software for dynamically regulating and enforcing open account payments and for dynamic updating of credit ratings
摘要 Methods and software of the present invention include maintaining a database of buyers and sellers, updating the database with information from sellers about buyers who have defaulted on payment terms, processing data about buyers who have defaulted on payment terms, notifying the buyer(s) who have defaulted of a time to cure the default, determining when a buyer fails to cure a default in time, and notifying all sellers who sell to the buyer who failed to cure the default that the buyer failed to cure the default. According to another embodiment, sellers are classified according to the types of goods/services which they sell and when a buyer fails to cure a default all sellers in the same class as the seller which was party to the default are notified. According to another embodiment, all members in the system may obtain information about any other member in the system prior to doing business with the other member. Individual members of the system may be at once both a buyer and a seller, e.g. a manufacturer who buys materials from a supplier and sells a product to a retailer. Further, the methods and software according to the invention may be broadly applied to enforce performance, e.g. where a buyer has paid a seller and the seller has failed to deliver the goods or service properly.
申请公布号 US6535856(B1) 申请公布日期 2003.03.18
申请号 US19990386018 申请日期 1999.08.30
申请人 TAL PETER 发明人 TAL PETER
分类号 G06Q30/00;(IPC1-7):G06F17/60 主分类号 G06Q30/00
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