| 摘要 |
<p>The present invention provides an apparatus for processing of cheques and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a cheque, and an optical scanner (3) for receiving a cheque fed into the casing (1) and recording data representing information on the face of the cheque. The apparatus includes a cancellation device (4) to cancel the cheque concurrently with the scanning and a communications device (2, 9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of cheques, or as a component part of an automatic teller machine, such that a bank can trust that a digital cheque received from the apparatus via a communications network is as secure against being fraudulently deposited as if the cheque had been physically delivered in the conventional manner.</p> |
